Denver, Arvada and Westminster real estate and homes for sale in Colorado - Mike Lonergan, REALTOR® Mike Lonergan REALTOR(r) for Denver, Arvada and Westminster, Colorado real estate - NUMBER1EXPERT™ Mike Lonergan NUMBER1EXPERT(tm) for Denver, Arvada and Westminster, Colorado real estate
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Mike Lonergan, REALTOR®, real estate agent and broker for Denver, Arvada and Westminster Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 303-956-9019.


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Mike Lonergan is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Denver, Arvada and Westminster Colorado home buying, real estate listings, and homes for sale in Adams, Denver and Jefferson County, CO
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agent is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Denver, Arvada and Westminster area real estate agent, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Denver, Arvada and Westminster market, even listings not yet on the MLS, through my professional Colorado real estate affiliations. 

- My expert local knowledge of the Denver, Arvada and Westminster area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Denver, Arvada and Westminster is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Denver, Arvada and Westminster area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in Denver, Arvada and Westminster. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Real Estate Trivia
Q 
To what process do the terms closing, escrow, settlement and passing papers refer?

A 
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Mike Lonergan, REALTOR®, real estate agent and broker for Denver, Arvada and Westminster Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Lonergan
Remax Unlimited

3300 S. Parker Rd.
Denver, CO 80014
Tel: 303-956-9019
VM: 303-696-6851
Fax: 303-369-6959
Email: mike@mikesellscolorado.com

When you are buying or selling property in today’s real estate market, it’s important to have confidence in your real estate professional. My commitment as your local REALTOR® is to provide you with the specialized real estate service you deserve. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don’t hesitate to call or e-mail me. Thank you for visiting my website - please consider it as your online source for local real estate information, and return often for the latest property listing updates.

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